(248) 851-4111 

Insurance Coverage

Some of the largest cases involving insurance arise in the coverage arena, where the exposure becomes an “all or nothing” proposition.

Zausmer is on the cutting edge of insurance coverage issues significantly impacting insurance companies and businesses. We have litigated numerous coverage issues to the Michigan Supreme Court, and have played an instrumental role in setting the standards on coverage issues in Michigan. We have litigated coverage issues on behalf of countless insurance companies and the largest corporations in the state.

Our attorneys handle disputes originating from a broad range of liability insurance policies, including:

  • Commercial general liability
  • Directors’ and officers’ liability
  • Employment practice liability
  • Errors and omissions (including professional liability policies covering health care providers, architects and engineers, attorneys, accountants, and fiduciaries)
  • First party property insurance
  • Business interruption
  • Excess and umbrella
  • Specialty lines

We routinely provide coverage opinions to our clients on a range of issues from high dollar value exposures found in environmental, construction, and property damage claims to the most complicated and intricate automobile No-Fault coverage issues. We actively stay current with all trends in coverage claims. For example, computers are an integral part of any business, and the firm has successfully obtained business interruption coverage for its clients for losses arising from computer failures.

The firm is also experienced in all issues related to voiding of insurance policies on the basis of fraud or misrepresentation. We have represented insurance carriers before the Michigan Department of Insurance and Financial Services asserting the rights of carriers to rescind policies based on material misrepresentations.

With the stakes in the millions of dollars, we repeatedly obtain successful results for our clients.

Attorneys in this Practice Area

Assenmacher, Nicholas J. Associate(248) 970-7047
Assenmacher, Scott M.Associate(248) 254-4836
Beadle, Dylan M.
Associate(248) 254-4874
Bush, Raffi J.Associate(248) 254-4994
Caldwell, Michael L.Shareholder(248) 254-4818
Campbell, CelestaAssociate(248) 254-4863
Chauncey, Spencer B.
Associate(248) 254-4849
Chesney, Christopher A.Associate(248) 254-4906
Christopher, Joshua T.Associate(248) 254-4843
DeBiasi, Jalese D.Associate(248) 254-4875
DePrekel, Katelyn M.Associate(248)254-4817
Dodge, Kaitlin C.Associate(248) 254-4978
Duschinsky, Chad M.Associate(248) 254-4972
Gettler, Nicole L.Associate(248) 851-4111
Gorney, David E.Associate(248) 254-4865
Heintzelman, Brandon S.Shareholder(248) 254-4982
Holland, Timothy A.Associate(248) 254-4964
Hudson, Heidi D.Shareholder(248) 254-4846
Jedell, Daniel I.Associate(248) 254-4923
Johnson, Eula J.Associate(248) 254-4858
King, Brian D.Associate(248) 970-7020
Kovach, Logan R.Associate(248) 254-4871
Ksar, Janetta A.Shareholder(248) 254-4966
MacBeth, Colin B.Shareholder(248) 254-4974
Macionski, Kristina M.Associate(248) 851-4111
McCarthy, Daniel J.Shareholder(248) 254-4861
Moore, April E.Shareholder(248) 254-4845
Mullett, Jeremy M.Shareholder(248) 254-4907
Padgett, Bryan R.Shareholder(248) 254-4916
Patton, Breanne M.Associate(248) 254-4959
Phillips, Laura C.Associate(248) 851-4111
Plonka, Cinnamon A.Shareholder(248) 254-4856
Polidori, DavidAssociate(248) 970-7021
Post II, A. AdamShareholder
(248) 851-4111
Rumery, ElizabetaAssociate(248) 254-4813
Scherbarth, Nathan S.Associate(248) 970-7043
Schwartz, Michael A.Shareholder(248) 254-4810
Sheikh, Mohammad B.Associate(248) 970-7036
Singer, Samantha L. Associate(248) 970-7048
Torigian, Alec M.Associate(248) 851-4111
VanGemert, Jonathan A.Associate(248) 254- 4830
Warwick,Kyle A.Associate(248) 254-4963
Wawrzyniak, Lauren M.Shareholder(248) 254-4912
Webber, Daniel P.Associate(248) 254-4823
Wejroch, Eric J.Associate(248) 254-4892
Wright, James C.Shareholder(248) 254-4905
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